Insurance Claim Success Story
Allstate Claim – Repair to Approval Through Appraisal
The Situation
Following a severe wind storm, the property sustained widespread damage caused by falling tree limbs and debris.
Damage Included:
Roof damage from impact and uplift
Siding damage on multiple elevations
Damage to additional structures including:
Sunroom / patio enclosure
Covered porch with metal roofing system
Supplement Attempt
Protecht Exteriors submitted:
Detailed damage photos
Supporting documentation outlining the full scope
However, the insurance company responded stating:
No additional damages were found
At this point, the claim remained severely underpaid.
Protecht Exteriors Investigation
Appraisal Process Initiated
Recognizing the discrepancy, the homeowner exercised their contractual right to appraisal.
Protecht Exteriors assisted throughout the process by:
Documented damages on all roof elevations
Ordering roof measurements
Ordering siding measurements
Having a professional Sunroom manufacture write a report on the condition
Professional repair estimate
Damage Report
Photo Document Roof damage
Photo Document siding damage
Document metal roof damage
Had sunroom manufacture inspect and write a report
Satellite Measurements
Professional satellite measurements were ordered to determine exact square footage and linear footage for the roof and siding so the estimate information we provided to the insurance company was 100% correct.
Appraisal Estimate
The homeowner exercised their contractual right to appraisal.
A licensed appraiser represented the homeowner
The insurance company assigned their own appraiser
Both parties evaluated the full scope of damage
They come to an agreement on the scope of damages
The proper price to restore the property
If the appraiser cant agree an umpire is assigned
two signatures make the appraisal valid
Appraiser Estimated the Scope of Repairs to be $34505.58
Evidence Submitted To Insurance
A Photo report showing additional Damages to Roof Siding and Metal Roof
Sunroom Manufacture Report for Metal Roofs Structural Interigrity
Satellite Measurements for Roof and Siding
Claim was taken to Appraisal to ensure Proper Coverages
What happened after we submitted the information ?
Final Outcome
Final Outcome
✅ $34,505.58 Approved
Full roof replacement on main structure
Roof replacement on patio / covered structure
Siding repairs included
All storm-related damages properly accounted for
Key Takeaway
This case shows:
When supplements fail, appraisal can completely change the outcome.
The insurance company initially:
Underpaid the claim
Rejected additional evidence
But through proper escalation and representation, the claim was corrected to full scope.
Why This Matters
Storm damage often affects more than just the main roof:
Secondary structures
Siding systems
Attached enclosures
There are still options.
With the right approach, documentation, and representation, outcomes can change dramatically.
The Protecht Difference
Identify all damage — not just obvious areas
Build strong, evidence-backed claims
Navigate denied or underpaid situations
Successfully use appraisal when needed
👉 With the right process, claims can go from REPAIR to full Replacement
Think Your Roof Claim Was Unfairly Denied ?
Schedule a professional inspection with Protecht Exteriors.
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